Twia is a payment gateway any Ghanaian business can plug into their website — no personal mobile money number ever shown to customers, no chance for fraudsters to impersonate you. Just a secure checkout, a verified receipt, and an SMS confirmation for every payment.
Most small and medium businesses in Ghana don't have a payment gateway — so they share a personal mobile money number on their website, social media, or in a chat instead. That number can be screenshotted, copied, and reused by anyone pretending to be the business, and customers have no way to tell the difference until it's too late.
When the "payment method" is just a phone number, trust is based on faith, not proof. A fake page with a similar name and a stolen or lookalike number is enough to defraud a customer — and there is nothing the real business can do to stop it after the fact.
Three steps to a secure, fraud-resistant checkout — no phone number ever changes hands.
Create an account and link your Moolre wallet — the account that actually receives your money, never shown to customers.
Add a secure "Pay" button to your existing website. Customers enter their own phone number — never yours.
Every payment is confirmed with a hosted, verifiable receipt and an SMS notification — real proof, not a screenshot.
Customers never need to trust a phone number — they pay through a checkout tied to your verified business, and can independently confirm any payment on a receipt page that cannot be forged. If it isn't on Twia, it isn't real.
Works with any website — no matter what platform your business already runs on.
Every transaction gets a hosted receipt page customers can check and share as proof.
Customers get an SMS the moment payment is confirmed, pointing straight to their receipt.
Your business's mobile money number is never displayed to a customer, ever.
Schools, churches, retailers, service providers — if you take payments, Twia fits.
Powered by Moolre's Collections and SMS APIs — reliable rails across every network in Ghana.
The same checkout, embedded on three completely different kinds of businesses.
Parents pay school fees securely by student and fee type.
Members give tithes and offerings online, with a verified giving receipt.
Customers order and pay for cakes and pastries with a secure checkout.
Sign up and get your business off personal mobile money numbers for good.
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